Vehicles > HUMMER > H2 SUT

HUMMER H2 SUT Insurance Rates

You have many choices when trying to insure your HUMMER vehicle. You can get prices from a local agent or shop online to compare rates from companies. Buying auto insurance by quoting online is easy, in addition you might just save a little.

People who are new to comparing rates may think buying low-cost HUMMER H2 SUT insurance is hard. Finding a lower price on HUMMER H2 SUT insurance is a fairly straight forward process. You just have to take a little time to get quotes from different insurance companies. This can be accomplished by comparing rates here.

Criteria which help determine HUMMER insurance rates

Auto insurance rates on a HUMMER H2 SUT will vary greatly based upon several criteria. A few of these criteria are:

  • The performance level of your H2 SUT
  • Your accident history
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Optional coverages like vehicle replacement
  • Claims drive up premiums
  • No coverage lapses saves money
  • Owning a home can lower rates

A final factor that helps determine HUMMER H2 SUT insurance rates is the model year. Newer models cost more in comparison to later models so repair costs are higher which will push premiums up. Conversely, new HUMMER models may have a trim level with safety features such as traction control, active head restraints, a backup camera, and an advanced theft deterrent system so those may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your H2 SUT from the following list.

Liability coverages

Liability insurance provides protection from injuries or damage you cause to people or other property in an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverage

Collision insurance pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your HUMMER H2 SUT can be pricey, so consider dropping it from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive coverages

This coverage pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by your HUMMER H2 SUT comprehensive insurance. The maximum amount a auto insurance company will pay at claim time is the actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle's occupants from other drivers when they either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for bills (i.e. ambulance fees, surgery, and doctor visits). They are often used in conjunction with a health insurance plan or if you do not have health coverage. PIP is not universally available and gives slightly broader coverage than med pay.

How Much are HUMMER H2 SUT Insurance Rates?