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Chevrolet Express Insurance Rates

Buying auto insurance by comparing rates online is easy and at the same time you may find lower rates. The key is to take the time to get rates from all companies so you can get the lowest priced insurance.

People who are new to comparison shopping may think purchasing low-cost Express insurance is going to be difficult. Getting better Express insurance cost can be quick and easy. Just take time to compare quotes from different insurance companies. This can be accomplished by completing this short form.

What factors impact your insurance rates?

Insurance premiums on a Chevrolet Express can vary widely based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating
  • Men typically pay more than women
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. New vehicles cost more compared to older Chevrolet models so repair costs are higher which can inflate annual premiums. Conversely, more recent Chevrolet vehicles have more advanced features such as anti-lock brakes, blind-spot warning system, an advanced theft deterrent system, and adaptive headlights which can give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance - Liability insurance will cover damages or injuries you inflict on people or other property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverage - Collision insurance will pay to fix damage to your Chevrolet resulting from a collision with an object or car. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Express can be pricey, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive insurance - This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP) - Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance policy or if you do not have health coverage. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Express Insurance Rates?