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Cadillac Escalade Insurance Rates

There are many options when insurance shopping for your Cadillac vehicle. You can either buy through an insurance agent or shop online to compare rates from a lot of car insurance companies. Buying car insurance through online companies is easy and there is a good chance you may find lower rates.

People who are new to shopping for insurance may think buying low-cost Escalade insurance is difficult. The are a couple different ways to compare rate quotes from local car insurance companies. The easiest way to compare Escalade insurance cost is to get quotes online. This can be accomplished by comparing rates here.

Insurance premiums on a Cadillac Escalade will vary greatly based upon several criteria. Some of these factors include:

  • The performance level of your Escalade
  • Your accident history
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Whether you are married
  • Extra coverages like towing and rental
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Cadillac models so the cost to replace them will push premiums down. On the flip side, new Cadillac models have more advanced features like a rollover prevention system, forward-collision avoidance, and dual-stage airbags so those may lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Escalade below.

Coverage for liability - Liability insurance provides protection from damage that occurs to people or other property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as much as you can afford.

Collision - Collision insurance pays to fix your vehicle from damage resulting from a collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Escalade can be pricey, so consider dropping it from lower value vehicles. You can also increase the deductible to get cheaper Escalade insurance rates.

Comprehensive coverage (or Other than Collision) - This coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

UM/UIM Coverage - Your UM/UIM coverage protects you and your vehicle's occupants when other motorists either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance plan or if you lack health insurance entirely. PIP is not universally available and gives slightly broader coverage than med pay.

How Much are Cadillac Escalade Insurance Rates?