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Buick Regal Insurance Rates

Buying car insurance by comparing rates online is simple to do and there is a good chance you may find lower rates. The critical component is to take the time to get rates from all companies in order to accurately compare the lowest priced insurance.

Shopping online for car insurance can be a challenge if you have never used online quotes. But don't be discouraged because we're going to show you how. The are a couple different ways to get quotes from different insurance companies. The best method to find the cheapest Regal insurance cost is to get quotes online. This can be accomplished by getting a quick quote here.

Insurance premiums on a Buick Regal can vary widely subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating
  • Men typically pay more than women
  • The deductible you choose
  • Safety rating of your Regal
  • Your job
  • The level of coverage
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Buick models so the cost to replace them can decrease annual premiums. Conversely, more recent Buick vehicles have more advanced features such as anti-lock brakes, blind-spot warning system, an advanced theft deterrent system, and adaptive headlights which can help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance - Regal liability coverage will cover damage that occurs to people or other property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy higher limits if possible.

Collision coverage - Collision insurance will pay to fix damage to your Buick resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Regal can be pricey, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive insurance - This coverage covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Med pay and Personal Injury Protection (PIP) - Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Buick Regal Insurance Rates?