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Buick Enclave Insurance Quotes

There are many options when looking for the best insurance on your Buick vehicle. You can buy from an agent or go online to check prices from companies. Finding cheaper car insurance by quoting online can be fast and easy and there is a good chance you can save money.

If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of online car insurance companies and websites offering insurance. There are several ways to get quotes and find the best price. The best way to find competitive Enclave insurance cost is to perform an online rate comparison. This can be accomplished by completing this short form.

Car insurance premiums for your Buick Enclave can vary widely depending on several factors. Some of these factors include:

  • Higher performance Enclave vehicles cost more
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Your occupation
  • Insurance coverage level
  • Whether you own your home

An additional factor which can affect Enclave insurance quotes is the year of the vehicle. Models that are a few years old cost less than newer models so the payout to repair may result in lower rates. Although more recent Buick vehicles may have safety features included like dual-stage airbags, sideview assist mirrors, and active head restraints which can give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Enclave below.

Liability coverages

This coverage will cover damage that occurs to other's property or people that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision coverage protection

This will pay to fix damage to your Buick resulting from colliding with another car or object. You will need to pay your deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. It's also possible to raise the deductible in order to get cheaper Enclave insurance quotes.

Comprehensive coverages

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Buick Enclave Insurance Rates?