Compare 2015 Chevrolet SS Insurance Rates

Trying to find better insurance rates? Buyers have options when searching for affordable Chevy SS insurance. You can either spend your time calling around to compare prices or leverage the internet to get rate quotes.

There are more efficient ways to buy insurance so we’re going to tell you the proper way to get price quotes for a Chevy and get the lowest possible price from both online companies and local agents.

Get lower-cost insurance quotes with discounts

Insurance can be prohibitively expensive, but you might be missing out on some discounts that many consumers don’t even know exist. A few discounts will be applied when you get a quote, but some may not be applied and must be specifically requested before being credited. If you check and find you aren’t receiving every discount available, you are paying more than you should be.

  • Claim-Free Discount – Claim-free drivers pay less in comparison to accident-prone drivers.
  • Distant Student Discount – Kids who attend college more than 100 miles from home and don’t have a car could qualify for this discount.
  • Life Insurance – Select insurance carriers reward you with better rates if you take out life insurance from them.
  • Government Employee Discount – Federal government employees can earn a discount up to 10% for SS insurance with certain companies.
  • Defensive Driver Discount – Taking time to complete a driver safety class may get you a small discount if you qualify.
  • Bundle and Save – If you have multiple policies and insure them both with the same insurance company you may save up to 20% and get you the cheapest insurance coverage.

It’s important to understand that most of the big mark downs will not be given to the overall cost of the policy. A few only apply to the cost of specific coverages such as liability, collision or medical payments. So when it seems like all those discounts means the company will pay you, company stockholders wouldn’t be very happy. Any amount of discount should help lower your policy premiums.

A few of the larger companies and their offered discounts can be read below.

  • AAA may have discounts that include AAA membership discount, good student, good driver, multi-car, multi-policy, and pay-in-full.
  • Progressive offers premium reductions for online quote discount, good student, online signing, multi-policy, multi-vehicle, and continuous coverage.
  • State Farm policyholders can earn discounts including safe vehicle, Drive Safe & Save, student away at school, good student, driver’s education, and defensive driving training.
  • Esurance offers discounts including anti-theft, Pac-12 alumni, renters, DriveSense, emergency road assistance, and paid-in-full.
  • Nationwide has savings for easy pay, family plan, anti-theft, good student, and multi-policy.

When getting free insurance coverage quotes, it’s a good idea to each insurance company to apply every possible discount. Discounts might not be offered on policies in your area.

The quickest method to get policy rate comparisons is to know auto insurance companies pay for the opportunity to provide you with a free rate quote. The one thing you need to do is provide information like whether you are single or married, types of safety features, if you require a SR-22, and if you have an active license. The data is submitted instantly to all major companies and you get price estimates very quickly.

If you wish to get multiple quotes for your Chevy SS now, click here and enter your zip code.

Tailor your insurance coverage to you

When it comes to choosing adequate coverage, there is no best way to insure your cars. Every insured’s situation is different.

Here are some questions about coverages that might help in determining if your insurance needs might need professional guidance.

  • Am I getting all the discounts available?
  • Do I need motorclub coverage?
  • Will filing a claim cost me more?
  • How much underlying liability do I need for an umbrella policy?
  • Why am I required to buy high-risk coverage?
  • How much liability insurance is required?
  • Can I rent a car in Mexico?

If you can’t answer these questions, then you may want to think about talking to an agent. If you want to speak to an agent in your area, complete this form. It is quick, free and can provide invaluable advice.

Car insurance coverage information

Knowing the specifics of a insurance policy helps when choosing the best coverages for your vehicles. Policy terminology can be difficult to understand and nobody wants to actually read their policy.

Coverage for medical payments – Coverage for medical payments and/or PIP reimburse you for expenses such as dental work, rehabilitation expenses, funeral costs and hospital visits. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. Coverage applies to you and your occupants as well as any family member struck as a pedestrian. PIP coverage is only offered in select states but can be used in place of medical payments coverage

Collision coverage – Collision coverage pays to fix your vehicle from damage caused by collision with an object or car. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage pays for things like colliding with a tree, hitting a parking meter, scraping a guard rail, rolling your car and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are older. Drivers also have the option to raise the deductible to get cheaper collision coverage.

Uninsured and underinsured coverage – Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they either are underinsured or have no liability coverage at all. Covered losses include injuries to you and your family and also any damage incurred to your 2015 Chevy SS.

Due to the fact that many drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family. Most of the time the UM/UIM limits are set the same as your liablity limits.

Comprehensive coverages – This pays for damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims such as damage from a tornado or hurricane, damage from flooding, fire damage, falling objects and a tree branch falling on your vehicle. The most you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Liability car insurance – Liability insurance provides protection from damages or injuries you inflict on other people or property. This insurance protects YOU from claims by other people, and does not provide coverage for damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show limits of 25/50/25 which stand for $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and property damage coverage for $25,000. Occasionally you may see one limit called combined single limit (CSL) which limits claims to one amount with no separate limits for injury or property damage.

Liability coverage protects against things such as medical expenses, pain and suffering and bail bonds. The amount of liability coverage you purchase is up to you, but it’s cheap coverage so purchase higher limits if possible.

Final thoughts

In this article, we presented many tips how you can shop for 2015 Chevy SS insurance online. The key thing to remember is the more times you quote, the better likelihood of getting the cheapest insurance coverage. You may even find the most savings is with the smaller companies.

When searching for cheaper insurance coverage quotes, make sure you don’t skimp on coverage in order to save money. Too many times, an insured cut comprehensive coverage or liability limits only to find out that it was a big mistake. The ultimate goal is to buy the best coverage you can find at an affordable rate while still protecting your assets.

People switch companies for a number of reasons such as policy non-renewal, extreme rates for teen drivers, denial of a claim or even high prices. Regardless of your reason for switching companies, switching companies can be easy and end up saving you some money.

For more information, take a look at the resources below: