Save on 2009 Chevrolet Malibu Car Insurance Quotes

Searching for better insurance rates for your Chevrolet Malibu? Paying for high-priced Chevrolet Malibu insurance can overdraw your monthly budget and force you to tighten up your finances. Comparison shopping can help to make sure you’re not throwing money away.

With so many choices of insurance companies, it is hard for the average consumer to choose a lower cost insurer.

Cheapest insurance price quotes

There are a variety of methods to compare insurance prices and some are less labor-intensive and much quicker. You could spend your day discussing policy coverages with agents in your area, or you can stay home and use the web to get prices fast.

Many of the larger companies are enrolled in a marketplace where prospective buyers submit one quote, and every company then returns a price quote. This prevents consumers from doing quotation requests for each company you want a rate for.

To use this form to compare rates click here (opens in new window).

The only downside to pricing coverage this way is buyers cannot specifically choose the companies to receive prices from. If you prefer to choose specific insurance companies to compare prices, we put together a list of low cost insurance companies in your area. Click here for list of insurance companies.

Take whichever approach you prefer, but be certain you are entering the exact same coverage limits on every quote you get. If each company quotes unequal deductibles or liability limits it’s impossible to determine the best price for your Chevy Malibu.

Tailor your insurance coverage coverage to you

When it comes to buying the best insurance coverage coverage for your personal vehicles, there is no perfect coverage plan. Every insured’s situation is different and your policy should reflect that. For example, these questions could help you determine if your insurance needs may require specific advice.

  • Does my 2009 Chevy Malibu qualify for pleasure use?
  • Should I put collision coverage on all my vehicles?
  • Do I benefit by insuring my home with the same company?
  • How can I force my company to pay a claim?
  • Does my policy pay for OEM or aftermarket parts?
  • Am I covered when pulling a rental trailer?

If you’re not sure about those questions, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, complete this form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and may give you better protection.

Auto insurance coverages

Learning about specific coverages of your auto insurance policy helps when choosing which coverages you need at the best deductibles and correct limits. The coverage terms in a policy can be ambiguous and reading a policy is terribly boring. Listed below are typical coverages found on most auto insurance policies.

Medical expense insurance

Coverage for medical payments and/or PIP pay for immediate expenses like hospital visits, prosthetic devices, rehabilitation expenses, funeral costs and surgery. They are often used in conjunction with a health insurance program or if there is no health insurance coverage. They cover not only the driver but also the vehicle occupants in addition to if you are hit as a while walking down the street. PIP coverage is not universally available and gives slightly broader coverage than med pay

Comprehensive (Other than Collision)

This pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims such as hitting a bird, fire damage, a broken windshield, theft and hail damage. The highest amount your auto insurance company will pay is the market value of your vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.


Liability insurance can cover damage or injury you incur to other people or property by causing an accident. It protects YOU from legal claims by others, and does not provide coverage for your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see policy limits of 50/100/50 that translate to a limit of $50,000 per injured person, $100,000 for the entire accident, and $50,000 of coverage for damaged propery.

Liability coverage protects against things such as court costs, repair costs for stationary objects, bail bonds, medical services and legal defense fees. The amount of liability coverage you purchase is your choice, but it’s cheap coverage so purchase higher limits if possible.

Protection from uninsured/underinsured drivers

This coverage protects you and your vehicle’s occupants when other motorists either are underinsured or have no liability coverage at all. Covered claims include hospital bills for your injuries and also any damage incurred to your Chevy Malibu.

Because many people only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Collision protection

Collision insurance covers damage to your Malibu from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for things such as colliding with another moving vehicle, sustaining damage from a pot hole and backing into a parked car. Collision is rather expensive coverage, so you might think about dropping it from lower value vehicles. It’s also possible to choose a higher deductible to bring the cost down.