2006 Chevrolet SSR Car Insurance Rates

Looking for cheaper insurance rates for your Chevrolet SSR? No car owner likes buying insurance, especially when it costs too dang much.

Big-name insurance companies like Allstate and Progressive promote their brand names with ad campaigns and consumers find it hard to see through the cute green geckos and mayhem and find the best price available.

Consumers need to take a look at other company’s rates every six months since insurance prices are usually higher with each renewal. Despite the fact that you may have had the lowest rates on SSR coverage a few years ago you can probably find a lower rate today. There are lots of tips to save on insurance online, but in a few minutes you can learn some guaranteed methods to lower your insurance bill.

Earn discounts to get lower-cost auto insurance rates

Some insurance providers do not advertise the complete list of policy discounts in an easy-to-find place, so here is a list both the well known as well as the least known discounts you could be receiving when you buy auto insurance online.

  • Student in College – College-age children who attend college more than 100 miles from home and do not take a car to college could qualify for this discount.
  • Drive Less and Save – Driving less may enable drivers to earn lower rates due to less chance of an accident.
  • Smart Student Discounts – This discount may save as much as 25% on a auto insurance quote. The discount lasts up until you turn 25.
  • Save over 55 – Older drivers could receive a slight reduction on a auto insurance quote on SSR coverage.
  • Discount for New Cars – Insuring a vehicle that is new can be considerably cheaper because new model year vehicles keep occupants safer.
  • Sign Early and Save – A few insurance companies give discounts for signing up before your current policy expires. The savings is around 10%.
  • Membership in Organizations – Participating in qualifying clubs or civic groups is a good way to get lower rates on your next renewal.
  • ABS and Traction Control Discounts – Cars, trucks, and SUVs with anti-lock braking systems can reduce accidents and therefore earn up to a 10% discount.
  • Claim-Free Discount – Claim-free drivers can earn big discounts in comparison with drivers with a long claim history.
  • Multi-policy Discount – When you combine your home and auto insurance and insure them both with the same insurance company you may earn 10% to 20% off each policy.

A little note about advertised discounts, most discount credits are not given to the overall cost of the policy. Most only reduce the price of certain insurance coverages like comprehensive or collision. So even though they make it sound like it’s possible to get free car insurance, you’re out of luck.

Larger auto insurance companies and a selection of discounts are included below.

  • American Family has savings for air bags, Steer into Savings, bundled insurance, TimeAway discount, good student, mySafetyValet, and multi-vehicle.
  • State Farm offers discounts including Drive Safe & Save, multiple autos, good student, driver’s education, good driver, passive restraint, and accident-free.
  • 21st Century includes discounts for driver training, theft prevention, good student, homeowners, teen driver, and automatic seat belts.
  • Travelers may include discounts for save driver, home ownership, continuous insurance, multi-policy, student away at school, and hybrid/electric vehicle.
  • GEICO has discounts for five-year accident-free, anti-lock brakes, driver training, defensive driver, emergency military deployment, daytime running lights, and military active duty.

It’s a good idea to ask all companies you are considering to apply every possible discount. Savings might not be available to policyholders in your state.

Finding auto insurance

There are a variety of methods to compare auto insurance quotes, and some are less labor-intensive and much quicker. You could waste time discussing policy coverages with local insurance agents in your area, or you can stay home and use the web to get rates in a matter of minutes.

Most car insurance companies are enrolled in a marketplace where insurance shoppers submit one quote, and each participating company returns a competitive quote based on the submitted data. This eliminates the need for repetitive form submissions to each individual auto insurance company.

To use this form to compare rates click here to start a free quote.

The one disadvantage to comparing rates this way is that you can’t choose which insurance companies to get quotes from. So if you want to select individual companies for rate comparison, we put together a list of companies who write auto insurance in your area. Click to view list.

It’s up to you how you get prices quotes, just be certain you are entering apples-to-apples coverage limits for each comparison quote. If the quotes have different data it will be very difficult to determine the best price for your Chevy SSR. Even a minor difference in insurance coverages can mean a large discrepancy in price. Just remember that comparing a wide range of rates gives you a better chance of getting better pricing.

Tailor your auto insurance coverage to you

When choosing the best auto insurance coverage, there really is not a perfect coverage plan. Everyone’s situation is unique so this has to be addressed. For instance, these questions might help in determining whether or not you could use an agent’s help.

  • Is extra glass coverage worth it?
  • How do I insure my teen driver?
  • Is my babysitter covered when using my vehicle?
  • Can I afford to pay high deductible claims out of pocket?
  • Should I bundle my homeowners policy with my auto?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?

If it’s difficult to answer those questions, you might consider talking to a licensed agent. To find lower rates from a local agent, take a second and complete this form or you can also visit this page to select a carrier

Information about specific coverages

Understanding the coverages of your policy aids in choosing the right coverages and the correct deductibles and limits. The coverage terms in a policy can be confusing and reading a policy is terribly boring. These are typical coverages found on the average car insurance policy.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for expenses such as X-ray expenses, prosthetic devices and chiropractic care. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. They cover you and your occupants and also covers any family member struck as a pedestrian. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage

Collision insurance

This coverage will pay to fix damage to your SSR resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims like hitting a mailbox, rolling your car and crashing into a ditch. This coverage can be expensive, so consider dropping it from lower value vehicles. You can also choose a higher deductible to get cheaper collision coverage.

Liability coverage

Liability coverage protects you from injuries or damage you cause to a person or their property that is your fault. This coverage protects you from claims by other people, and doesn’t cover your own vehicle damage or injuries.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see limits of 50/100/50 which stand for $50,000 in coverage for each person’s injuries, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property.

Liability coverage protects against claims like bail bonds, structural damage, repair bills for other people’s vehicles, court costs and medical services. How much liability should you purchase? That is up to you, but it’s cheap coverage so purchase as much as you can afford.

Uninsured and underinsured coverage

This provides protection from other motorists when they are uninsured or don’t have enough coverage. Covered losses include injuries sustained by your vehicle’s occupants as well as damage to your Chevy SSR.

Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Comprehensive coverages

Comprehensive insurance pays for damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for things like a tree branch falling on your vehicle, fire damage and rock chips in glass. The most a car insurance company will pay at claim time is the market value of your vehicle, so if it’s not worth much more than your deductible consider dropping full coverage.

One last thing about your coverage

Discount 2006 Chevy SSR insurance can be sourced on the web and with local insurance agents, so get free auto insurance quotes from both of them to get a complete price analysis. A few companies do not offer the ability to get a quote online and usually these smaller providers prefer to sell through independent insurance agencies.

In this article, we presented some good ideas how you can reduce 2006 Chevy SSR insurance car insurance rates online. It’s most important to understand that the more times you quote, the better likelihood of getting the cheapest auto insurance. You may be surprised to find that the most savings is with a smaller regional carrier. They may have significantly lower premium rates on certain market segments than the large multi-state companies such as Progressive or GEICO.

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