2000 Chevrolet S-10 Blazer Insurance Quotes

Are you at wits end from sacrificing to make your car insurance payment? You are no different than many other consumers. You have so many insurance companies to buy insurance from, and although it’s a good thing to have a choice, lots of choices makes it harder to locate the cheapest rates.

Consumers should take time to quote other rates quite often due to the fact that insurance rates fluctuate regularly. Even if you got the best deal for S-10 Blazer coverage last year the chances are good that you can find a lower price today. Ignore everything you know about car insurance because we’re going to show you one of the quickest ways to save money, get proper coverage and the best rates.

Finding the best rates is not that difficult. If you have insurance now or need a new policy, you can use these techniques to find better prices while maintaining coverages. Vehicle owners just need to know how to get comparison rates online.

Insurance discounts help lower rates

Companies offering auto insurance don’t list all their discounts very well, so the list below gives a summary of some of the more common and the harder-to-find credits that may apply to you.

• Anti-lock Brake System – Anti-lock brake equipped vehicles can reduce accidents so companies give up to a 10% discount.
• Government Employee Discount – Having worked for a branch of the government can earn a discount up to 10% for S-10 Blazer coverage with some insurance companies.
• Waiver for an Accident – Not a discount per se, but some insurance companies will allow you to have one accident before hitting you with a surcharge if you have no claims before the accident.
• Save with a New Car – Buying a new car model can save you some money because newer vehicles are generally safer.
• Seat Belts Save – Using a seat belt and requiring all passengers to use their safety belts could save 15% on the medical payments or PIP coverage costs.
• Theft Deterent Discount – Cars and trucks equipped with anti-theft or alarm systems are stolen less frequently and will qualify for a discount on a car insurance quote.
• Discount for Good Grades – A discount for being a good student may save you up to 25%. The discount lasts up to age 25.
• Discount for Life Insurance – Select insurance companies reward you with lower prices if you buy a life policy as well.
• Resident Student – Kids living away from home attending college and do not have access to a covered vehicle could qualify for this discount.

Discounts lower rates, but most discount credits are not given to all coverage premiums. Most cut specific coverage prices like physical damage coverage or medical payments. Despite the fact that it seems like you could get a free insurance policy, you’re out of luck.

Car insurance companies that may offer most of the discounts above include:

• State Farm
• Liberty Mutual
• American Family
• Progressive
• Farmers Insurance
• Auto-Owners Insurance
• SAFECO

When comparing rates, check with all the companies what discounts are available to you. Some credits may not apply to policyholders in your area. To find providers with discount insurance rates, click here to view.

How to buy car insurance

Getting a cheaper price on 2000 Chevy S-10 Blazer insurance can be surprisingly simple. The only thing you need to do is spend a few minutes getting comparison quotes online from several insurance companies. It’s super easy and can be done in just a few minutes using one of these methods.

1. Probably the best way to get the best comparison quotes is an all-inclusive rate comparison click to view form in new window. This form saves time by eliminating repetitive form entry for every prospective company. A single form gets prices estimates instantly.
2. Another way to find more affordable insurance requires you to visit each individual company website and repeat the quote process again and again. For example, we’ll pretend you want comparison quotes from Geico, Safeco and GMAC. To do that, you would have to spend time on each company’s site and enter your policy data, which is why the first method is more popular.

   To view a list of companies in your area, click here.

It doesn’t matter which method you choose, just do your best to use the exact same information for every company. If each company quotes different liability limits you can’t possibly make a fair rate comparison.

Which is the best auto insurance?

When buying proper insurance coverage for your personal vehicles, there really is not a single plan that fits everyone. Each situation is unique so this has to be addressed. For example, these questions may help highlight whether your personal situation would benefit from an agent’s advice.

• How can I force my company to pay a claim?
• Can my teen drive my company car?
• Am I covered if I hit a deer?
• Do I have coverage for damage caused while driving under the influence?
• Are rental cars covered under my policy?
• Do I really need UM/UIM coverage?
• Do I get a pro-rated refund if I cancel my policy early?

If you don’t know the answers to these questions, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, fill out this quick form or go to this page to view a list of companies. It only takes a few minutes and may give you better protection.

Coverages available on your insurance policy

Understanding the coverages of insurance aids in choosing appropriate coverage and proper limits and deductibles. The terms used in a policy can be ambiguous and nobody wants to actually read their policy. Listed below are typical coverages found on the average insurance policy.

Collision – Collision insurance pays to fix your vehicle from damage caused by collision with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things like damaging your car on a curb, crashing into a building, colliding with another moving vehicle, colliding with a tree and rolling your car. Collision is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. Another option is to raise the deductible to get cheaper collision coverage.

Coverage for medical expenses – Med pay and PIP coverage reimburse you for bills such as dental work, pain medications, doctor visits and prosthetic devices. The coverages can be used in conjunction with a health insurance program or if you lack health insurance entirely. They cover both the driver and occupants as well as being hit by a car walking across the street. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay

Comprehensive insurance – Comprehensive insurance coverage covers damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for claims such as falling objects, hail damage, fire damage, hitting a deer and vandalism. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers – Your UM/UIM coverage provides protection from other drivers when they are uninsured or don’t have enough coverage. Covered claims include hospital bills for your injuries as well as damage to your Chevy S-10 Blazer.

Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Liability insurance – This coverage protects you from damage that occurs to a person or their property. This insurance protects YOU from legal claims by others. It does not cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You might see limits of 25/50/25 which stand for $25,000 in coverage for each person’s injuries, a per accident bodily injury limit of $50,000, and property damage coverage for $25,000.

Liability coverage protects against things such as structural damage, bail bonds, emergency aid and legal defense fees. The amount of liability coverage you purchase is a personal decision, but consider buying as high a limit as you can afford.

Quote more, save more

Cheaper car insurance can be bought on the web in addition to many insurance agents, and you need to comparison shop both in order to have the best price selection to choose from. Some car insurance companies do not offer rate quotes online and usually these smaller companies only sell coverage through independent agents.

We just presented a lot of techniques to shop for 2000 Chevy S-10 Blazer insurance online. The most important thing to understand is the more times you quote, the higher your chance of finding the cheapest car insurance. You may even discover the best price on car insurance is with a small mutual company. They can often insure niche markets at a lower cost than their larger competitors like Progressive and Geico.

Additional detailed information can be found in these articles:

• Credit Impacts Car Insurance Rates (State Farm)
• Coverage Information (Progressive Insurance)
• Things to Know Before you Cancel Insurance (Allstate)
• Electronic Stability Control FAQ (iihs.org)