Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years’ experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Oct 5, 2015

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Looking for better car insurance rates for your Chevrolet Corsica? Scraping up a payment for pricey Chevrolet Corsica insurance can drain your savings account and possibly require postponing other expenditures. Comparison shopping is recommended to reduce premiums and put more money in your pocket.

Due to the large number of insurance companies to choose from, it can be challenging to locate the cheapest company.

Finding the best rates is not that difficult. If you are paying for car insurance now, you stand a good chance to be able to cut costs considerably using this information. Drivers only need to know the proper way to compare rates over the internet.

Free insurance coverage quotes

There are a lot of ways to compare insurance coverage quotes, but some are less time-consuming than others. You could spend the better part of a day talking to insurance agencies in your area, or you can stay home and use the internet to achieve your goal.

All the larger companies are enrolled in a marketplace where insurance shoppers complete one form, and every company returns a competitive quote for coverage. This system prevents you from having to do quotation requests to each individual insurance coverage company.

To compare pricing click here to start a free quote.

The one disadvantage to using this type of system is you don’t know exactly which providers to get pricing from. So if you prefer to pick specific providers to receive pricing from, we have a listing of companies who write insurance coverage in your area. Click to view list.

The approach you take is up to you, just make absolute certain that you use apples-to-apples deductibles and coverage limits on every quote. If you use higher or lower deductibles it will be nearly impossible to get a fair rate comparison.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Cut your car insurance rates with discounts

Companies that sell car insurance do not advertise every discount very clearly, so the list below gives a summary of a few of the more well known and the harder-to-find discounts that you can inquire about if you buy auto insurance online. If you are not receiving all the discounts available, you could be saving more on your car insurance.

  • Discount for Life Insurance – Some companies give a break if you buy some life insurance too.
  • Membership in Organizations – Being in qualifying employment or professional organizations is a simple method to lower premiums on your next car insurance statement.
  • Anti-lock Brake Discount – Cars that have steering control and anti-lock brakes can stop better under adverse conditions and will save you 10% or more.
  • Government Employees – Having worked for a branch of the government can earn a discount up to 10% for Corsica insurance but check with your company.
  • Theft Deterent Discount – Vehicles that have factory anti-theft systems are stolen less frequently and that can save you a little bit as well.
  • Home Ownership Discount – Owning your own home or condo can save you money because maintaining a house shows financial diligence.
  • Savings for New Vehicles – Buying a new car instead of a used car can cost up to 25% less because new vehicles are generally safer.
  • Good Driver Discounts – Safe drivers can save as much as half off their rates for Corsica insurance than less cautious drivers.
  • Passive Restraint Discount – Factory air bags and/or automatic seat belt systems could see savings of up to 25% or more.
  • Onboard Data Collection – Drivers who elect to allow companies to spy on driving habits by using a telematic data system like In-Drive from State Farm and Progressive’s Snapshot might see lower rates as long as they are good drivers.

Discounts lower rates, but some credits don’t apply to all coverage premiums. Most cut the price of certain insurance coverages like physical damage coverage or medical payments. So when the math indicates you would end up receiving a 100% discount, insurance companies wouldn’t stay in business. Any qualifying discounts will definitely lower the cost of your policy.

If you would like to see a list of companies that can offer you the previously mentioned discounts, follow this link.

Why smart buyers pay less for Chevy Corsica insurance

Many things are considered when you get your auto insurance bill. A few of the factors are predictable such as your driving history, but other factors are more obscure like your vehicle usage or your vehicle rating.

  • Keep auto insurance claims to a minimum – Car insurance companies provide the best rates to drivers who do not rely on their insurance for small claims. If you are the type of insured that files lots of claims you can expect either policy cancellation or increased premiums. Insurance coverage is intended for more catestrophic claims.
  • Lower rates by increasing deductibles – Comp and collision deductibles define the amount you are willing to pay out-of-pocket if you file a covered claim. Physical damage coverage, termed comprehensive and collision coverage on your policy, is used to repair damage to your car. Some instances where coverage would apply are collision with another vehicle, damage from fire, and having a roll-over accident. The more money the insured is willing to pay, the better rate you will receive for Corsica insurance.
  • Avoid tickets and save – Even one ticket could increase your next policy renewal forty percent or more. Good drivers tend to pay less for car insurance as compared to careless drivers. Drivers who have gotten careless tickets like reckless driving or DUI may need to file a proof of financial responsibility form (SR-22) to the state department of motor vehicles in order to keep their license.
  • Better rates for continuous coverage – Driving your car without having proper coverage is against the law and companies may charge more for letting your insurance expire. Not only will rates go up, the inability to provide proof of insurance may result in fines or a revoked license.

You are unique and your insurance should be too

When buying the right insurance coverage for your personal vehicles, there isn’t really a single plan that fits everyone. Coverage needs to be tailored to your specific needs so your insurance needs to address that. For example, these questions could help you determine whether your personal situation might need professional guidance.

  • Do I have coverage if my license is suspended?
  • At what point should I drop full coverage?
  • Can my teen drive my company car?
  • How much underlying liability do I need for an umbrella policy?
  • Do I need motorclub coverage?
  • Does liability extend to a camper or trailer?

If you don’t know the answers to these questions, then you may want to think about talking to a licensed agent. To find lower rates from a local agent, take a second and complete this form or you can also visit this page to select a carrier It is quick, free and can help protect your family.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Auto insurance coverage basics

Knowing the specifics of auto insurance can be of help when determining the best coverages at the best deductibles and correct limits. Auto insurance terms can be confusing and even agents have difficulty translating policy wording. Below you’ll find typical coverages found on the average auto insurance policy.

Collision insurance

This will pay to fix damage to your Corsica resulting from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage protects against things like colliding with another moving vehicle, colliding with a tree, scraping a guard rail, hitting a parking meter and backing into a parked car. Collision is rather expensive coverage, so consider removing coverage from lower value vehicles. Drivers also have the option to bump up the deductible to bring the cost down.

Liability auto insurance

Liability coverage provides protection from injuries or damage you cause to people or other property. It protects you against claims from other people. It does not cover your own vehicle damage or injuries.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You might see limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property.

Liability coverage pays for things such as loss of income, funeral expenses, court costs and repair costs for stationary objects. How much liability coverage do you need? That is up to you, but you should buy as much as you can afford.

Comprehensive (Other than Collision)

This will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things like a tree branch falling on your vehicle, rock chips in glass, damage from flooding and damage from getting keyed. The maximum amount a auto insurance company will pay at claim time is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

Medical expense insurance

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses such as rehabilitation expenses, doctor visits and X-ray expenses. They are used in conjunction with a health insurance plan or if you do not have health coverage. They cover all vehicle occupants and also covers any family member struck as a pedestrian. Personal Injury Protection is not an option in every state but can be used in place of medical payments coverage

Protection from uninsured/underinsured drivers

This gives you protection when other motorists are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants and also any damage incurred to your 1993 Chevy Corsica.

Due to the fact that many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Stretch your dollar

Cheap 1993 Chevy Corsica insurance can be found online and from local agencies, and you should compare price quotes from both to have the best selection. Some companies do not provide rate quotes online and these regional insurance providers prefer to sell through local independent agents.

We just showed you a lot of information how to get a better price on 1993 Chevy Corsica insurance. The key concept to understand is the more rate comparisons you have, the higher your chance of finding low cost auto insurance. Consumers may even find the most savings is with the least-expected company. They may often insure only within specific states and give getter rates as compared to the big name companies such as Allstate, GEICO and Progressive.

More information can be read at the links below