Compare 1991 Chevrolet Corvette Car Insurance Rates

Trying to come up with a payment for expensive insurance can diminish your accounts and force you to make tough financial choices. Popular companies such as Allstate, Progressive and GEICO increase brand awareness with TV and radio ads and it can be hard to see through the deception and find the best price available.

Compare free auto insurance quotes

Getting a cheaper price on 1991 Chevy Corvette insurance can be quick and easy. The only thing you need to do is invest a little time to compare free auto insurance quotes to discover which company has the cheapest auto insurance quotes. It’s super easy and can be done in a couple of different ways.

Hands down the most simple method to find the lowest comparison rates is an all-inclusive rate comparison like this one (opens in new window). This easy form eliminates the need for multiple quote forms for every company. In just a few minutes this one form gets insurance cost estimates from all major companies.

Another way to find more affordable insurance requires a trip to each company’s website and repeat the quote process again and again. For examples sake, let’s assume you want to see prices from Auto-Owners, Liberty Mutual and GEICO. In order to compare rates, you need to navigate to each company’s site to enter the same coverage data repeatedly, which is why the first method is quicker.

For a list of links to companies insuring cars in your area, click here.

It doesn’t matter which method you choose, just be sure you’re using apples-to-apples coverages on every quote. If you are comparing different data it will be nearly impossible to make a fair rate comparison.

What insurance coverages do I need?

When choosing proper insurance coverage for your vehicles, there really is no cookie cutter policy. Coverage needs to be tailored to your specific needs and your policy should reflect that. These are some specific questions could help you determine whether your personal situation would benefit from an agent’s advice.

  • Is a new car covered when I drive it off the dealer lot?
  • Should I get collision insurance on every vehicle?
  • Are my tools covered if they get stolen from my vehicle?
  • Should I rate my 1991 Chevy Corvette as pleasure use or commute?
  • Do I need PIP coverage since I have good health insurance?
  • How many claims can I have before being cancelled?
  • Do I really need UM/UIM coverage?
  • Is rental equipment covered for theft or damage?
  • Why am I required to buy liability insurance?
  • If my pet gets injured in an accident are they covered?

If you don’t know the answers to these questions but a few of them apply, you may need to chat with an insurance agent. To find lower rates from a local agent, fill out this quick form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and you can get the answers you need.

Learn about auto insurance coverages for a Chevy Corvette

Understanding the coverages of auto insurance aids in choosing the right coverages at the best deductibles and correct limits. Auto insurance terms can be difficult to understand and coverage can change by endorsement. Shown next are typical coverages found on most auto insurance policies.

Comprehensive coverages

This coverage covers damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive can pay for things like a broken windshield, a tree branch falling on your vehicle, falling objects, vandalism and hail damage. The most a auto insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Liability

Liability insurance can cover damage or injury you incur to people or other property. It protects YOU against claims from other people. It does not cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see liability limits of 50/100/50 that translate to $50,000 in coverage for each person’s injuries, $100,000 for the entire accident, and a limit of $50,000 paid for damaged property.

Liability coverage pays for claims like court costs, loss of income and repair costs for stationary objects. The amount of liability coverage you purchase is a decision to put some thought into, but it’s cheap coverage so purchase as high a limit as you can afford.

Uninsured and underinsured coverage

This coverage protects you and your vehicle’s occupants from other motorists when they are uninsured or don’t have enough coverage. It can pay for injuries to you and your family as well as damage to your Chevy Corvette.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses like chiropractic care, prosthetic devices, surgery, EMT expenses and doctor visits. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. Coverage applies to all vehicle occupants as well as getting struck while a pedestrian. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage

Collision coverage

This coverage will pay to fix damage to your Corvette resulting from colliding with an object or car. A deductible applies then your collision coverage will kick in.

Collision coverage pays for claims such as crashing into a building, sustaining damage from a pot hole and backing into a parked car. This coverage can be expensive, so consider removing coverage from vehicles that are older. It’s also possible to bump up the deductible to get cheaper collision coverage.