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Tesla Roadster Insurance Rates

Drivers have lots of options when shopping for insurance coverage for your Tesla vehicle. You can either contact a local agent or get quotes online to compare pricing from lots of different providers. Shopping for car insurance through online providers saves time, is easy to do, plus you might just save a little.

Comparing car insurance rates direct online can be difficult if you are a beginner to quoting online. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. The best method to find the lowest Roadster insurance cost consists of shopping online. This can be done by visiting this page.

Car insurance rates influenced by these things

Auto insurance rates for your Tesla Roadster can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Mature drivers pay less
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • What you do for a living
  • The level of coverage
  • Home ownership saves money

A final factor that will help determine Roadster insurance rates is the model year. Older cars and trucks have a lower value in comparison to older models so the payout to repair may end up costing you less. Conversely, new Tesla models may have a trim level with safety features such as all-wheel drive, a telematics system, and autonomous braking that may help provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Roadster from the list below.

Liability auto insurance - This provides protection from damage or injury you incur to other's property or people by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying as large an amount as possible.

Collision coverage - Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to bump up the deductible to bring the cost down.

Comprehensive (Other than Collision) - Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Tesla Roadster comprehensive insurance. The highest amount your car insurance company will pay is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical expense insurance - Medical payments and Personal Injury Protection insurance kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). The coverages can be utilized in addition to your health insurance policy or if you do not have health coverage. PIP coverage is not universally available but can be used in place of medical payments coverage.

How Much are Tesla Roadster Insurance Rates?