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Mazda 626 Insurance Quotes

There are many options when trying to find low-cost insurance for your Mazda vehicle. You can get prices from an insurance agent or price shop online to compare rates from multiple companies. Finding cheaper car insurance online is simple to do and there is a good chance you may find lower rates.

Finding the best direct price on car insurance can be a challenge if you have never used online rate quotes. But don't be discouraged because we're going to show you how. The are a couple different ways to compare rate quotes from car insurance companies in your area. The simplest method to compare Mazda 626 insurance cost is to perform an online rate comparison. This can be accomplished by comparing rates here.

Insurance premiums on a Mazda 626 will vary greatly subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old cost less compared to new Mazda models so the cost to replace them can decrease annual premiums. But new Mazda models have more advanced features including a telematics system, adaptive cruise control, and anti-lock brakes so those may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your 626 below.

Liability coverage

Mazda 626 liability coverage provides protection from damage that occurs to people or other property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as much as you can afford.

Coverage for collisions

This pays to fix your vehicle from damage resulting from a collision with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Mazda 626 can be pricey, so consider removing coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage

This coverage pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" either have no liability insurance or not enough. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Mazda 626 Insurance Rates?