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Kia Sorento Insurance Rates

Buying car insurance online saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is to take the time to get rates from all providers in order to accurately compare the lowest prices.

Shopping online for car insurance can be a challenge if you are a beginner to online quotes. But relax because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to compare quotes from local car insurance companies. The easiest way to find the cheapest Sorento insurance cost is to get quotes online. This can be accomplished by getting a quick quote here.

Auto insurance rates paid to insure a Kia Sorento can vary widely and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating
  • Your gender can raise or lower rates
  • The deductible you choose
  • Safety rating of your Sorento
  • What you do for a living
  • Your coverage level
  • Whether you own your home

A final factor that helps determine Sorento insurance rates is the model year. Older models cost less in comparison to older models so the costs to repair may end up costing you less. On the flip side, newer models may have a trim level with safety features like a collision avoidance system, a telematics system, dual-stage airbags, and pedestrian detection which can help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - This protects you from damage that occurs to a person or their property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying higher limits if possible.

Collision - Collision insurance pays for damage to your Kia from colliding with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Sorento insurance rates.

Comprehensive coverage - This covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Kia Sorento comprehensive insurance. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

UM/UIM Coverage - Your UM/UIM coverage provides protection when other motorists do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP - Med pay and PIP coverage kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP coverage is not available in all states and may carry a deductible.

How Much are Kia Sorento Insurance Rates?