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Ford Thunderbird Insurance Rates

Drivers have lots of options when insurance shopping for your Ford vehicle. You can get prices from a local agent or shop online to check prices from many different auto insurance companies. Finding cheaper auto insurance through online rate quotes is easy, plus you might just save a little.

Consumers who are new to the process of buying insurance may think finding cheap Thunderbird insurance is going to be difficult. Cutting your Thunderbird insurance cost can be surprisingly simple. Drivers just need to take a couple of minutes to get quotes from different insurance companies. It is quite easy and can be accomplished by completing this short form.

Premiums are calculated by these factors

Auto insurance rates for a Ford Thunderbird can fluctuate considerably based upon several criteria. Including but not limited to:

  • The performance level of your Thunderbird
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Your age
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • Claims drive up premiums
  • Having current coverage saves
  • Home ownership saves money

A final factor which can affect Thunderbird insurance rates is the model year. New vehicles have a higher actual cash value in comparison to later models so repair costs are higher which may result in higher rates. On the flip side, newer models may have a trim level with safety features like an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags which may give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Thunderbird from the list below.

Auto liability - Liability insurance protects you from damage or injury you incur to other people or property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision - This pays for damage to your Ford caused by collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Thunderbird collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to get cheaper Thunderbird insurance rates.

Comprehensive auto coverage - Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Ford Thunderbird comprehensive insurance. The most your auto insurance company will pay is the actual cash value, so if the vehicle's value is low consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists do not carry enough liability coverage. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments and PIP coverage - Med pay and PIP coverage provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used to fill the gap from your health insurance program or if you lack health insurance entirely. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Thunderbird Insurance Rates?