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Ford Mustang Insurance Rates

There are many options when attempting to insure your Ford vehicle. You can buy direct from your neighborhood insurance agent or price shop online to check prices from multiple insurance companies. Shopping for auto insurance on the web is simple to do and there is a good chance you will probably save money.

Comparing auto insurance rates direct online can be a challenge if you have never used quoting online. Don't let that stop you because there is an easy way to compare rates. Getting cheaper insurance rates isn't really that difficult. The only requirement is to invest a few minutes comparing rates online with multiple companies. This is very easy and can be done by completing this short form.

Insurance rates for your Ford Mustang can be significantly different subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Having a spouse can save money
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • Having current coverage saves
  • Whether you own your home

One last important factor that will help determine the rate you pay on your Ford is the year of manufacture. New vehicles have a higher replacement value so the payout to repair may end up costing you more. On the flip side, newer models may have options like automatic crash notification, anti-lock brakes, and a backup camera that may help give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Mustang below.

Liability car insurance

Mustang liability coverage protects you from damage that occurs to other's property or people by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as large an amount as possible.

Auto collision coverage

Collision coverage pays for damage to your Ford resulting from colliding with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to get cheaper Mustang insurance rates.

Comprehensive auto insurance

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle when other motorists do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Mustang Insurance Rates?