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FIAT 500X Insurance Rates

There are many options when attempting to insure your FIAT vehicle. You can buy from a local agent or price shop online to check prices from companies. Buying auto insurance by quoting online is simple to do and there is a good chance you might just save a little.

Shopping online for auto insurance can be a challenge if you have never used online quoting. But don't let that discourage you because comparing prices is actually very simple. Getting cheaper insurance rates is a fairly straight forward process. The only requirement is to invest a few minutes to get quotes online with multiple companies. This can be accomplished by completing this short form.

Auto insurance rates for a FIAT 500X can fluctuate considerably subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Accidents raise premiums
  • Multiple policies can save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • No coverage lapses saves money
  • Whether you own your home

A final factor that helps determine FIAT 500X insurance rates is the model year. New vehicles cost more in comparison to later models so the payout to repair may result in higher rates. Conversely, newer vehicles may have a trim level with safety features such as adaptive headlights, anti-lock brakes, traction control, and a telematics system which may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your 500X below.

Liability coverages

FIAT 500X liability coverage can cover damage that occurs to other people or property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as high a limit as you can afford.

Auto collision coverage

Collision insurance covers damage to your FIAT caused by collision with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. FIAT 500X collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive coverages

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your FIAT 500X comprehensive insurance. The most you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is very important.

Coverage for medical payments

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to fill the gap from your health insurance program or if you do not have health coverage. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are FIAT 500X Insurance Rates?