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Dodge Viper Insurance Rates

Finding cheaper auto insurance by comparing rates online is easy, in addition you can save money. The key is to compare as many rate quotes as possible so you can get every option.

Consumers who are new to the process of comparing rates may think buying cheap Viper insurance is going to be difficult. Finding a lower price on Viper insurance can be quick and easy. You just have to take a little time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by completing this short form.

Criteria which help determine Viper insurance cost

Car insurance premiums for a Dodge Viper will vary greatly based upon several criteria. A few of these criteria are:

  • Your driving record
  • Your credit history
  • The size of your community
  • How many miles you drive
  • Male drivers pay higher rates
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • Your claim history
  • Having current coverage saves
  • Owning a home can lower rates

An additional factor which can affect Viper insurance rates is the year of the vehicle. New vehicles have a higher actual cash value than older models so repair costs are higher which will push premiums up. On the flip side, new Dodge models may have safety features like dual-stage airbags, a rollover prevention system, and lane departure warning system so those may give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability insurance

Liability insurance provides protection from injuries or damage you cause to other people or property that is your fault. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverage

This pays to fix your vehicle from damage caused by collision with another vehicle or an object, but not an animal. You have to pay a deductible and then insurance will cover the remainder. Viper collision insurance is rather expensive coverage, so consider dropping it from older vehicles. It's also possible to raise the deductible to get cheaper Viper insurance rates.

Comprehensive insurance

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount a auto insurance company will pay at claim time is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance provide coverage for bills such as ambulance fees, surgery, and doctor visits. They are used to fill the gap from your health insurance plan or if you lack health insurance entirely. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Viper Insurance Rates?