Vehicles > Chrysler > PT Cruiser

Chrysler PT Cruiser Insurance Rates

Shopping for auto insurance through online companies is simple to do, plus you might just save a little. The critical component is to compare rates from as many companies as possible so you can compare the best prices.

Comparing auto insurance rates direct online can be difficult if you have never used online rate quotes. Don't let that stop you because comparing prices is actually very simple. Finding a better price on auto insurance is not a difficult process. Consumers just need to spend a few minutes to get quotes online with multiple companies. This is very easy and can be done by visiting this page.

Car insurance rates influenced by these things

Auto insurance rates for your Chrysler PT Cruiser will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Crash test rating for your PT Cruiser
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

A final factor that will help determine PT Cruiser insurance rates is the model year. A newer vehicle have a higher replacement value in comparison to later models so the payout to repair will push premiums up. But new Chrysler models may have a trim level with safety features including anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability - PT Cruiser liability coverage provides protection from damage or injury you incur to other's property or people by causing an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverages - Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by your Chrysler PT Cruiser comprehensive insurance. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either have no liability insurance or not enough. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). The coverages can be utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Chrysler PT Cruiser Insurance Rates?