Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Benjamin Carr was a licensed insurance agent in Georgia and has two years’ experience in life, health, property and casualty coverage. He has worked with State Farm and other risk management firms. He is also a strategic writer and editor with a background in branding, marketing, and quality assurance. He has been in military newsrooms — literally on the frontline of journalism.

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Reviewed by Benji Carr
Former Licensed Life Insurance Agent Benji Carr

UPDATED: Nov 18, 2017

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Drivers have lots of choices when trying to find low-cost Acura NSX insurance. You can either waste hours driving around to compare prices or save time using the internet to find the lowest rates. There are more efficient ways to compare insurance rates and you need to know the absolute fastest way to quote coverages for your Acura and locate the cheapest rates from both online companies and local agents.

It’s smart to check insurance prices before your policy renews because insurance prices tend to go up over time. Just because you had the best deal on NSX coverage two years ago there may be better deals available now. There is a lot of bad information regarding insurance online, but we’re going to give you some great ideas on how to lower your insurance bill.

If you are insured now or need a new policy, you can use these techniques to shop for the lowest rates while maintaining coverages. This article will teach you the best way to quote coverages and some tips to save money. Drivers only need an understanding of how to shop for insurance online.

How to buy car insurance

There are a lot of ways to compare car insurance prices and some are less labor-intensive and much quicker. You can waste a few hours (or days) talking to insurance agencies in your area, or you could save time and use the web to accomplish the same thing much quicker.

Most of the best insurance companies participate in a marketplace where prospective buyers enter their policy data once, and each participating company can provide price quotes based on that information. This eliminates the need for form submissions to every company.

To enter your information into the quoting system, click here (opens in new window).

One minor caviat to pricing coverage this way is that you can’t choose the insurers you want pricing from. So if you prefer to pick specific insurance companies to compare rates, we put together a list of companies who write car insurance in your area. Click here to view list.

It’s your choice how you get your quotes, but try to use exactly the same coverage limits and deductibles for every company. If you use different limits and deductibles on each one it will be next to impossible to determine the best price for your Acura NSX.

Enter your zip code below to view companies that have cheap auto insurance rates.

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Do I just need basic coverages?

When choosing adequate coverage for your vehicles, there really is not a “best” method to buy coverage. Your needs are not the same as everyone else’s.

These are some specific questions might help in determining if your situation would benefit from professional advice.

  • When would I need additional glass coverage?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Am I covered by my spouse’s policy after a separation?
  • Do I get a pro-rated refund if I cancel my policy early?
  • What is an SR-22 filing?
  • Why am I required to buy high-risk coverage?
  • Is pleasure use cheaper than using my 2017 Acura NSX to commute?
  • Am I covered when delivering products for my home-based business?
  • What is the difference between comprehensive and collision coverage?
  • What is medical payments coverage?

If you’re not sure about those questions but you think they might apply to your situation, then you may want to think about talking to a licensed agent. If you don’t have a local agent, take a second and complete this form. It’s fast, free and may give you better protection.

Auto insurance coverage information

Knowing the specifics of insurance can be of help when determining appropriate coverage at the best deductibles and correct limits. The coverage terms in a policy can be ambiguous and coverage can change by endorsement.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like ambulance fees, doctor visits, nursing services and pain medications. The coverages can be utilized in addition to your health insurance policy or if there is no health insurance coverage. Medical payments and PIP cover both the driver and occupants as well as getting struck while a pedestrian. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay

Collision insurance

This coverage covers damage to your NSX caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage protects against things like rolling your car, sideswiping another vehicle and crashing into a building. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. Another option is to increase the deductible to get cheaper collision coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists are uninsured or don’t have enough coverage. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.

Liability insurance

This coverage will cover damage that occurs to other people or property. This coverage protects you against other people’s claims. It does not cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You might see limits of 50/100/50 that means you have $50,000 bodily injury coverage, a limit of $100,000 in injury protection per accident, and property damage coverage for $50,000.

Liability insurance covers things like court costs, funeral expenses, structural damage, pain and suffering and emergency aid. The amount of liability coverage you purchase is a decision to put some thought into, but you should buy as high a limit as you can afford.

Comprehensive insurance

Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive insurance covers things like vandalism, damage from getting keyed, theft and damage from a tornado or hurricane. The maximum payout your insurance company will pay is the actual cash value, so if the vehicle’s value is low consider dropping full coverage.