2012 Bentley Continental Flying Spur Insurance Rates – 8 Ways to Save

Trying to find better insurance rates for your Bentley Continental Flying Spur? Expensive Bentley Continental Flying Spur insurance can dwindle your savings account and make it hard to pay other bills. Vehicle owners have many car insurance companies to insure vehicles with, and even though it’s nice to have a selection, so many choices can make it hard to compare rates and find the lowest cost insurance.

The purpose of this post is to familiarize you with the best way to quote coverages and some tips to save money. If you are paying for car insurance now, you should be able to save some money using these tips. Vehicle owners only need to know how to shop their coverage around online.

Compare insurance coverage quotes online

There are a variety of methods you can shop for insurance coverage and some are less labor-intensive and much quicker. You can spend your afternoon talking to local insurance agents in your area, or you can utilize the web to achieve your goal.

Most car insurance companies take part in a program where prospective buyers submit their information once, and every company then returns a price quote based on that information. This eliminates the need for form submissions to every company.

To find out how much you’re overpaying now click here (opens in new window).

The only drawback to pricing coverage this way is you cannot specify which companies to get pricing from. So if you prefer to choose specific providers to compare rates, we have a page of insurance coverage companies in your area. Click here for list of insurance companies.

It’s up to you how you get prices quotes, just make sure you are using apples-to-apples quote information on every quote. If the quotes have mixed coverages then you won’t be able to truly determine the lowest rate.

Tailor your insurance coverage coverage to you

When buying adequate coverage, there isn’t really a one size fits all plan. Everyone’s situation is unique so this has to be addressed. Here are some questions about coverages that can aid in determining if your insurance needs would benefit from an agent’s advice.

  • Does my policy pay for OEM or aftermarket parts?
  • Why does it cost so much to insure a teen driver?
  • What companies insure drivers after a DUI or DWI?
  • Is other people’s property covered if stolen from my vehicle?
  • Are my friends covered when driving my 2012 Bentley Continental Flying Spur?
  • When would I need additional glass coverage?
  • Am I getting all the discounts available?
  • When should I buy a commercial auto policy?

If you can’t answer these questions but a few of them apply, then you may want to think about talking to an agent. If you want to speak to an agent in your area, simply complete this short form or click here for a list of insurance coverage companies in your area. It’s fast, free and can help protect your family.

Auto insurance coverage breakdown

Knowing the specifics of your policy can be of help when determining the best coverages at the best deductibles and correct limits. The coverage terms in a policy can be impossible to understand and nobody wants to actually read their policy. Shown next are the normal coverages offered by auto insurance companies.

Coverage for liability – Liability insurance provides protection from damage that occurs to other people or property that is your fault. It protects YOU against other people’s claims, and doesn’t cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show limits of 100/300/100 that means you have a limit of $100,000 per injured person, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property. Alternatively, you may have a combined limit which combines the three limits into one amount rather than limiting it on a per person basis.

Liability coverage protects against things like pain and suffering, medical expenses, repair costs for stationary objects and repair bills for other people’s vehicles. The amount of liability coverage you purchase is your choice, but you should buy as much as you can afford.

Uninsured/Underinsured Motorist coverage – This protects you and your vehicle’s occupants from other drivers when they are uninsured or don’t have enough coverage. Covered losses include injuries sustained by your vehicle’s occupants and damage to your Bentley Continental Flying Spur.

Due to the fact that many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked. Usually these coverages are similar to your liability insurance amounts.

Collision coverage – Collision insurance pays to fix your vehicle from damage caused by collision with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against things such as rolling your car, driving through your garage door, scraping a guard rail and colliding with a tree. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. It’s also possible to increase the deductible to get cheaper collision coverage.

Medical payments coverage and PIP – Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses for things like ambulance fees, doctor visits, chiropractic care, nursing services and pain medications. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Coverage applies to you and your occupants as well as any family member struck as a pedestrian. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage

Comprehensive coverage – This covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like hitting a bird, hitting a deer, theft and damage from getting keyed. The maximum payout you’ll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.