2004 Bentley Continental GT Insurance Quotes

Trying to find cheaper insurance rates for your Bentley Continental GT? Searching for cheaper insurance for a new or used Bentley Continental GT could be difficult, but you can use the following methods to save time.

There is a better way to shop for insurance so we’re going to tell you the best way to quote coverages on a Bentley and locate the lowest possible price from local insurance agents and online providers.

Where can I get low cost auto insurance?

Most larger insurance companies give coverage prices on their websites. Doing online price comparisons is fairly straightforward as all you need to do is type in into the quote form. When complete, the quote system orders your driving and credit reports and generates pricing information based on the data you entered.

Quoting online helps simplify price comparisons, but the time required to go to many different websites and complete many quote forms is monotonous and tiresome. Unfortunately, it is important to have as many quotes as possible if you are searching for the lowest price.

Keep reading for an easier way to compare prices

A better way to locate the lowest prices uses one simple form that gets prices from a lot of companies. It saves time, requires less work, and makes price shopping online much more enjoyable and efficient. After sending your information, it is quoted and you are able to buy your choice of the price quotes you receive.

If you find a better price you can click and sign and buy the policy. It just takes a couple of minutes and you’ll know if lower rates are available.

To save time and compare rates using this form now, click here to open in new window and enter your vehicle and coverage information. To compare your current rates, we recommend you input your coverages identical to your current policy. Doing this assures you are getting an apples-to-apples comparison using the exact same coverages.

Discounts can really help lower premiums

Insurance coverage is not inexpensive, but there may be some discounts that could drop your premiums quite a bit. Certain reductions will be credited at the time you complete a quote, but lesser-known reductions have to be asked about in order for you to get them.

  • Use Seat Belts – Forcing all vehicle occupants to wear their seat belts may be able to save a few bucks on the premium charged for medical payments and/or PIP.
  • Good Student – Being a good student can get you a discount of up to 25%. Many companies even apply the discount to college students until age 25.
  • Discount for Low Mileage – Maintaining low annual mileage could earn substantially lower rates.
  • Defensive Driver – Taking time to complete a course in defensive driver could possibly earn you a 5% discount if you qualify.
  • Service Members Pay Less – Being on active deployment in the military could qualify you for better premium rates.
  • Buy New and Save – Insuring a vehicle that is new can cost up to 25% less since newer vehicles have better safety ratings.

It’s important to understand that some credits don’t apply to the entire policy premium. Some only apply to individual premiums such as comprehensive or collision. So despite the fact that it appears it’s possible to get free car insurance, it’s just not the way it works. But any discount will help reduce your insurance coverage premiums.

Large insurance coverage companies and their possible discounts are included below.

  • GEICO has savings for federal employee, seat belt use, anti-lock brakes, membership and employees, and defensive driver.
  • Auto-Owners Insurance may have discounts that include mature driver, multi-policy, multiple vehicles, paid in full, company car, paperless, and good student.
  • American Family has discounts for air bags, good student, TimeAway discount, accident-free, good driver, multi-vehicle, and bundled insurance.
  • Esurance may include discounts for online quote, good driver, claim free, Switch & Save, and good student.
  • Progressive discounts include continuous coverage, online quote discount, online signing, homeowner, multi-vehicle, multi-policy, and good student.
  • State Farm includes discounts for driver’s education, student away at school, Drive Safe & Save, anti-theft, and accident-free.
  • AAA policyholders can earn discounts including anti-theft, good driver, pay-in-full, multi-car, multi-policy, and education and occupation.

When getting free auto insurance quotes, it’s a good idea to all the companies which discounts they offer. Some credits may not apply to policyholders in your area. For a list of providers who offer cheap insurance coverage quotes, click here to view.

Will just any policy work for me?

When it comes to buying adequate coverage, there isn’t really a cookie cutter policy. Every insured’s situation is different.

For instance, these questions may help highlight if your insurance needs would benefit from an agent’s advice.

  • Is rental equipment covered for theft or damage?
  • Am I covered when driving in Canada or Mexico?
  • What is the minimum liability in my state?
  • Are split liability limits better than a combined single limit?
  • Is my nanny covered when driving my vehicle?
  • Is business property covered if stolen from my car?
  • I have health insurance so do I need medical payments coverage?
  • Are all vehicle passengers covered by medical payments coverage?

If you can’t answer these questions but you think they might apply to your situation, you may need to chat with an agent. To find lower rates from a local agent, take a second and complete this form. It’s fast, free and can provide invaluable advice.

Specific coverages for a 2004 Bentley Continental GT

Learning about specific coverages of insurance helps when choosing the right coverages and proper limits and deductibles. Insurance terms can be confusing and coverage can change by endorsement.

Protection from uninsured/underinsured drivers

This protects you and your vehicle’s occupants when the “other guys” either have no liability insurance or not enough. Covered losses include hospital bills for your injuries as well as your vehicle’s damage.

Since a lot of drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea. Frequently these coverages are similar to your liability insurance amounts.

Collision insurance

This covers damage to your Continental GT caused by collision with another vehicle or an object, but not an animal. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision can pay for claims such as colliding with a tree, backing into a parked car, damaging your car on a curb and rolling your car. This coverage can be expensive, so consider removing coverage from vehicles that are older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive (Other than Collision)

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims like damage from a tornado or hurricane, theft, hail damage, fire damage and hitting a bird. The maximum amount your insurance company will pay is the market value of your vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Auto liability insurance

Liability insurance protects you from damage or injury you incur to a person or their property. This insurance protects YOU from claims by other people. It does not cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have limits of 50/100/50 which means $50,000 bodily injury coverage, a limit of $100,000 in injury protection per accident, and a total limit of $50,000 for damage to vehicles and property. Occasionally you may see one limit called combined single limit (CSL) that pays claims from the same limit and claims can be made without the split limit restrictions.

Liability coverage pays for things such as legal defense fees, loss of income and medical expenses. How much coverage you buy is a decision to put some thought into, but buy as much as you can afford.

Medical expense insurance

Coverage for medical payments and/or PIP reimburse you for immediate expenses for things like surgery, doctor visits and rehabilitation expenses. They are used to fill the gap from your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover you and your occupants as well as being hit by a car walking across the street. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay

Shop smart and save

Throughout this article, we presented a lot of techniques to compare 2004 Bentley Continental GT insurance rates online. The key concept to understand is the more rate comparisons you have, the better your chances of lowering your car insurance rates. Consumers could even find that the biggest savings come from a small local company.

As you quote auto insurance, make sure you don’t buy poor coverage just to save money. There are a lot of situations where drivers have reduced liability coverage limits only to regret at claim time they didn’t purchase enough coverage. Your goal should be to buy the best coverage you can find at the best cost, but don’t skip important coverages to save money.

People change insurance companies for many reasons like delays in responding to claim requests, lack of trust in their agent, extreme rates for teen drivers or even being labeled a high risk driver. Regardless of your reason for switching companies, finding a new company is not as difficult as it may seem.

Much more information about insurance coverage is located below: