2001 Mitsubishi Eclipse Insurance Quotes – 6 Policy Discounts

Searching for better insurance rates for your Mitsubishi Eclipse? Shopping for the cheapest insurance on the internet may at first seem to be problematic for vehicle owners new to quoting and comparing rates over the internet. With so many options of insurers to choose from, how can vehicle owners have time to compare all the different companies and get better prices?

Finding affordable coverage is not rocket science. If you have car insurance now, you should be able to cut costs considerably using these methods. But vehicle owners need to learn how big insurance companies market on the web and take advantage of how the system works.

The quickest way to compare insurance rates in your area is to know the trick all the major auto insurance companies pay for the opportunity to provide you with free rate quotes. To get started, all you need to do is spend a couple of minutes providing details like marital status, how old drivers are, whether or not you need a SR-22, and your occupation. The rating information gets transmitted to many highly-rated insurers and you should receive rate quotes immediately.

To get price quotes for your 2001 Mitsubishi Eclipse now, click here and enter the information requested.

What insurance coverages do I need?

When buying coverage, there really is not a best way to insure your cars. Every situation is different.

Here are some questions about coverages that can help discover whether your personal situation might need an agent’s assistance.

  • Do I need roadside assistance coverage?
  • What companies insure drivers after a DUI or DWI?
  • Can I rent a car in Mexico?
  • Is my camper covered by my car insurance policy?
  • Is a blown tire covered by insurance?
  • Does my insurance cover a custom paint job?
  • Should I waive the damage coverage when renting a car?
  • Why do I only qualify for high-risk insurance?
  • Is a new car covered when I drive it off the dealer lot?
  • How much underlying liability do I need for an umbrella policy?

If it’s difficult to answer those questions but one or more may apply to you, you might consider talking to an insurance agent. If you want to speak to an agent in your area, simply complete this short form.

Car insurance coverages for a 2001 Mitsubishi Eclipse

Having a good grasp of your policy aids in choosing the right coverages at the best deductibles and correct limits. Policy terminology can be impossible to understand and even agents have difficulty translating policy wording.

Comprehensive coverage (or Other than Collision) – This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like vandalism, damage from flooding, hail damage and theft. The maximum payout your insurance company will pay is the cash value of the vehicle, so if the vehicle’s value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance – This coverage gives you protection when the “other guys” do not carry enough liability coverage. Covered claims include hospital bills for your injuries and also any damage incurred to your Mitsubishi Eclipse.

Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Insurance for medical payments – Coverage for medical payments and/or PIP reimburse you for immediate expenses for things like rehabilitation expenses, X-ray expenses and hospital visits. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Coverage applies to you and your occupants and will also cover being hit by a car walking across the street. Personal injury protection coverage is not universally available and may carry a deductible

Liability insurance – Liability coverage protects you from damage or injury you incur to other people or property by causing an accident. It protects YOU against other people’s claims. It does not cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have values of 25/50/25 that means you have $25,000 bodily injury coverage, a per accident bodily injury limit of $50,000, and a limit of $25,000 paid for damaged property.

Liability insurance covers claims like emergency aid, court costs and medical expenses. How much coverage you buy is a personal decision, but buy as large an amount as possible.

Collision – This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder.

Collision can pay for claims such as colliding with a tree, crashing into a building, backing into a parked car and driving through your garage door. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Another option is to raise the deductible in order to get cheaper collision rates.