1993 Mercedes-Benz 600-Class Car Insurance Rates – 6 Tips for Cheaper Quotes

Looking for lower insurance rates? Shoppers have lots of choices when shopping for affordable Mercedes-Benz 600-Class insurance. They can either waste time calling around getting price quotes or save time using the internet to get rate quotes. There are more efficient ways to find insurance online and we’ll show you the proper way to compare rates for a Mercedes-Benz and locate the best price possible from both online companies and local agents.

Finding the best rates is easy if you know what you’re doing. If you have car insurance now, you will most likely be able to lower your premiums substantially using these techniques. Drivers just need to learn how to shop online.

How much does car insurance cost?

There are multiple methods to shop for car insurance, but some are less time-consuming than others. You could spend your day talking about coverages with local insurance agents in your area, or you can stay home and use the internet to maximize your effort.

The majority of car insurance companies participate in a marketplace that allows shoppers to submit their information once, and each company can give them a price for coverage. This eliminates the need for quote requests for every car insurance company.

To find out how much you’re overpaying now click to open in new window.

The one disadvantage to pricing coverage this way is that you can’t choose which insurance companies you will receive quotes from. If you wish to select specific providers to compare, we have a listing of the cheapest car insurance companies in your area. View list of insurance companies.

Take whichever approach you prefer, but make darn sure you compare apples-to-apples coverages for every quote you compare. If you use different limits and deductibles on each one you will not be able to make a fair rate comparison.

Get affordable insurance coverage quotes with discounts

Car insurance can cost a lot, but there’s a good chance there are discounts that you may not know about. Many discounts should be triggered when you complete an application, but occassionally some discounts must be asked about in order for you to get them. If you do not check that you are getting every discount available, you could be paying more than you need to.

  • Buy New and Save – Buying a new car model can be considerably cheaper since new vehicles are generally safer.
  • Low Mileage – Maintaining low annual mileage could be rewarded with cheaper prices.
  • Paper-free Discount – Certain insurance coverage companies will give a small break simply for signing online.
  • Military Deployment Discount – Having a deployed family member could qualify you for better prices.
  • Organization Discounts – Participating in certain professional organizations could qualify you for a break on insurance coverage.
  • Senior Citizens – Drivers over the age of 55 could receive a slight reduction on a auto insurance quote on 600-Class coverage.

As is typical with insurance, most credits do not apply the the whole policy. Most only apply to individual premiums such as liability, collision or medical payments. Even though the math looks like all the discounts add up to a free policy, companies don’t profit that way. Any amount of discount will definitely reduce the cost of your policy.

Some of the insurance companies that may offer quotes with some of the above discounts include:

When quoting, ask every company which credits you are entitled to. Discounts may not apply to policyholders everywhere.

Tailor your auto insurance coverage to you

When buying proper insurance coverage, there isn’t really a “perfect” insurance plan. Coverage needs to be tailored to your specific needs.

Here are some questions about coverages that could help you determine whether you could use an agent’s help.

  • Is my Mercedes-Benz 600-Class covered if I use it for business?
  • Is my dog or cat covered if injured in an accident?
  • Am I covered when driving in Canada or Mexico?
  • Is a new car covered when I drive it off the dealer lot?
  • Am I covered by my employer’s commercial auto policy when driving my personal car for business?
  • What is the rate difference between pleasure use and commuting?
  • Is my teenager covered with friends in the car?
  • What is medical payments coverage?
  • Is my custom paint covered by insurance?
  • What are the best liability limits?

If you don’t know the answers to these questions but one or more may apply to you then you might want to talk to an agent. To find lower rates from a local agent, fill out this quick form. It’s fast, free and can provide invaluable advice.

Specifics of your auto insurance policy

Having a good grasp of your policy helps when choosing which coverages you need for your vehicles. Auto insurance terms can be ambiguous and nobody wants to actually read their policy.

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things like theft, a broken windshield, hitting a bird and falling objects. The maximum amount a auto insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Collision coverage protection

This coverage will pay to fix damage to your 600-Class resulting from a collision with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims such as scraping a guard rail, hitting a parking meter and hitting a mailbox. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It’s also possible to increase the deductible in order to get cheaper collision rates.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses such as chiropractic care, EMT expenses, X-ray expenses, prosthetic devices and dental work. The coverages can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. It covers you and your occupants in addition to any family member struck as a pedestrian. PIP coverage is not available in all states and gives slightly broader coverage than med pay


This protects you from damage that occurs to people or other property that is your fault. This coverage protects you against claims from other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see limits of 25/50/25 which stand for a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and property damage coverage for $25,000.

Liability insurance covers things like attorney fees, funeral expenses, repair bills for other people’s vehicles and court costs. How much coverage you buy is your choice, but consider buying as large an amount as possible.

Uninsured/Underinsured Motorist coverage

This coverage provides protection when other motorists either have no liability insurance or not enough. It can pay for hospital bills for your injuries and damage to your Mercedes-Benz 600-Class.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Quote more. Save more.

When trying to cut insurance costs, it’s a bad idea to skimp on critical coverages to save a buck or two. There have been many situations where someone sacrificed liability coverage limits only to find out that the small savings ended up costing them much more. Your goal is to get the best coverage possible at a price you can afford.

You just read a lot of information how to compare 1993 Mercedes-Benz 600-Class insurance premium rates online. The most important thing to understand is the more companies you get prices for, the higher your chance of finding the cheapest auto insurance. Consumers may even find the most savings is with an unexpected company.

Discount 1993 Mercedes-Benz 600-Class insurance is available from both online companies in addition to local insurance agencies, so get free auto insurance quotes from both of them to have the best chance of lowering rates. A few companies may not offer price quotes online and these regional carriers sell through independent agents.

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